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| Pole DC | Wartość | Język |
|---|---|---|
| dc.contributor.author | Feruś, Anna | - |
| dc.date.accessioned | 2026-01-09T11:10:15Z | - |
| dc.date.available | 2026-01-09T11:10:15Z | - |
| dc.date.issued | 2025 | - |
| dc.identifier.citation | Optimum. Economic Studies, Nr 4(122) 2025, s. 252-273 | pl |
| dc.identifier.issn | 1506-7637 | - |
| dc.identifier.uri | http://hdl.handle.net/11320/19592 | - |
| dc.description.abstract | Purpose | The purpose of the article is to analyse and evaluate the development and role played by the BLIK system in instant payments, which is an undoubted innovation in the market of payment services in Poland. Research method | The research used classical trend models to forecast the changes that will take place in the Polish BLIK mobile payment market at the end of 2025 and 2026. The study was conducted on the basis of NBP data. The analysis was carried out using the STATISTICA 13.3 program. Results | BLIK’s new functionalities, such as code and contactless payments, phone transfer, ATM cash deposits and withdrawals, and deferred payments, are making BLIK more and more competitive with other payment systems every year. Originality / value / implications / recommendations | The dynamic growth in the number of people using BLIK payments and the emergence of new functionalities, such as the BNPL deferred payment service, means that the BLIK payment system can be considered one of the most significant technological solutions in Poland. | pl |
| dc.language.iso | en | pl |
| dc.publisher | Wydawnictwo Uniwersytetu w Białymstoku | pl |
| dc.subject | instant payments | pl |
| dc.subject | digital financial innovations | pl |
| dc.subject | mobile payments | pl |
| dc.subject | cashless trading | pl |
| dc.subject | BLIK system | pl |
| dc.title | Blik as an Instant Payment System in Poland – Status and Development Prospects | pl |
| dc.type | Article | pl |
| dc.rights.holder | © Copyright by Uniwersytet w Białymstoku | pl |
| dc.identifier.doi | 10.15290/oes.2025.04.122.12 | - |
| dc.description.Email | aferus@prz.edu.pl | pl |
| dc.description.Affiliation | Rzeszow University of Technology | pl |
| dc.description.references | Adamek J., Solarz M., 2024, Postrzegane korzyści i ryzyko a intencje kontynuacji korzystania z płatności BLIK – perspektywa wczesnych i spóźnionych użytkowników, ”Bank i Kredyt”,no. 55(4), pp. 479–518, https://www.bankandcredit.nbp.pl/content/2024/04/BIK_04_2024_04.pdf [date of access: 25.03.2025]. | pl |
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| dc.description.references | Jagodzińska-Komar E., 2019, Płatności natychmiastowe w Polsce na przykładzie systemu BLIK, “Zeszyty Naukowe PWSZ w Płocku”, no. XXVII, pp. 105–116, DOI: 10.19251/ne/2018.27(7). | pl |
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| dc.description.references | Szczepara A., 2024, System płatności mobilnych BLIK i jego promocja, ”Managment and Quality”, no. 6(1), pp. 157–170, http://bazekon.icm.edu.pl/bazekon/element/bwmeta1.element.ekon-element-000171686622 [date of access: 25.03.2025]. | pl |
| dc.description.references | Ruangkanjanases A., Wongprasopchai S., 2018, Adoption of Mobile Banking Services: An Empirical Examination between Generation Y and Generation Z in Thailand, “International Journal of Organizational Business Excellence”, vol. 1(1), pp. 1–12, DOI: 10.21512/ijobex.v1i1.7156. | pl |
| dc.description.references | Waliszewski K., Warchlewska A., 2021, The Influence of Sociodemographic Factors on the Attitudes and Expectations of the Younger Generation towards Modern Finance, “Bank i Kredyt”, vol. 52(4), pp. 297–318, https://bankandcredit.nbp.pl/content/2021/04/BIK_04_2021_01.pdf [date of access: 25.03.2025]. | pl |
| dc.description.references | www 1, https://www.bankier.pl/wiadomosc/Blik-dominuje-na-rynku-platnosci-rosnie-popularnosc-Apple-Pay-i-Google-Pay-8894169.html [date of access: 25.03.2025]. | pl |
| dc.description.references | www 2, https://nbp.pl/system-platniczy/dane-i-analizy/systemy-platnosci/dane-statystyczne [date of access: 25.03.2025]. | pl |
| dc.description.references | www 3, https://www.polskistandardplatnosci.pl; https://www.twint.ch/en/press/773-million-twint-transactions-more-sovereignty-for-users-and-merchants/?utm_source = chatgpt.com; https://vippsmobilepay.com/en/news/2025/04/10/strong-financial-improvement-for-vipps-mobilepay?utm_source = chatgpt.com [date of access: 25.03.2025]. | pl |
| dc.description.number | 4(122) | pl |
| dc.description.firstpage | 252 | pl |
| dc.description.lastpage | 273 | pl |
| dc.identifier.citation2 | Optimum. Economic Studies | pl |
| dc.identifier.orcid | 0000-0002-9204-8209 | - |
| Występuje w kolekcji(ach): | Optimum. Economic Studies, 2025, nr 4(122) | |
Pliki w tej pozycji:
| Plik | Opis | Rozmiar | Format | |
|---|---|---|---|---|
| Optimum_4_2025_A_Ferus_Blik_as_an_Instant_Payment_System_in_Poland.pdf | 328,83 kB | Adobe PDF | Otwórz |
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