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    • Proszę używać tego identyfikatora do cytowań lub wstaw link do tej pozycji: http://hdl.handle.net/11320/20095
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    Pole DCWartośćJęzyk
    dc.contributor.authorSmith, Nicole-
    dc.date.accessioned2026-04-17T06:37:45Z-
    dc.date.available2026-04-17T06:37:45Z-
    dc.date.issued2026-
    dc.identifier.citationBiałostockie Studia Prawnicze, Vol. 31 nr 1, 2026, s. 229-243pl
    dc.identifier.issn1689-7404-
    dc.identifier.urihttp://hdl.handle.net/11320/20095-
    dc.description.abstractThe aim of this study is to explore the effects of anti-money laundering (AML) legislation on fintech lending platforms in the European context, focusing on the balance between protecting market integrity and safeguarding the expansion of innovation in the financial field, a tension that is encapsulated by the innovation trilemma. By analysing the current state of fintech lending and the evolving anti-money laundering regulatory landscape in Europe, the paper investigates how rigid compliance requirements can unintentionally suppress innovation. Furthermore, it discusses how these challenges can be overcome and assesses potential solutions, such as regulatory sandboxes and innovation hubs. The study concludes that AML rules are essential to strengthen financial stability; however, a more harmonized and technologically adaptive regulatory approach is necessary to promote innovation without compromising risk mitigation. Strengthening international cooperation and taking advantage of digital regulatory tools could be key in determining the future of fintech compliance and sustainable growth.pl
    dc.language.isoenpl
    dc.publisherFaculty of Law, University of Białystok; Temida 2pl
    dc.rightsUznanie autorstwa-Użycie niekomercyjne-Bez utworów zależnych 4.0-
    dc.rights.urihttps://creativecommons.org/licenses/by-nc-nd/4.0/-
    dc.subjectfintech lendingpl
    dc.subjectEU AML lawspl
    dc.subjectfinancial supervisionpl
    dc.subjectlegal compliancepl
    dc.titleHow Do Anti-Money Laundering Laws Affect the Growth of Fintech Lending Platforms in Europe?pl
    dc.typeArticlepl
    dc.rights.holder© 2026 Nicole Smith published by Sciendo. This work is licensed under the Creative Commons Attribution-Non- Commercial-NoDerivatives 4.0 License.pl
    dc.identifier.doi10.15290/bsp.2026.31.01.13-
    dc.description.Emailnicole.smith3@studio.unibo.itpl
    dc.description.AffiliationUniversity of Bologna, Italypl
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    dc.identifier.eissn2719-9452-
    dc.description.volume31pl
    dc.description.number1pl
    dc.description.firstpage229pl
    dc.description.lastpage243pl
    dc.identifier.citation2Białostockie Studia Prawniczepl
    dc.identifier.orcid0009-0005-3338-9221-
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