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  4. Białostockie Studia Prawnicze, 2025, Vol. 30 nr 3

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    • Proszę używać tego identyfikatora do cytowań lub wstaw link do tej pozycji: http://hdl.handle.net/11320/18885
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    Pole DCWartośćJęzyk
    dc.contributor.authorPlakolli-Kasumi, Luljeta-
    dc.date.accessioned2025-09-25T07:59:12Z-
    dc.date.available2025-09-25T07:59:12Z-
    dc.date.issued2025-
    dc.identifier.citationBiałostockie Studia Prawnicze, Vol. 30 nr 3, 2025, s. 155-165pl
    dc.identifier.issn1689-7404-
    dc.identifier.urihttp://hdl.handle.net/11320/18885-
    dc.description.abstractThe advent of Artificial Intelligence (AI) has opened many opportunities and, equally, has brought many challenges. This is also true for the banking sector, as the Schufa case attests. The purpose of this paper is to examine the CJEU’s decision in the Schufa case regarding AI use within the banking sector and its legal implications. This case questions recent practices concerning credit scoring and demands more robust protection of individual rights and a more accountable use of AI in the financial sector. The ongoing dependence of banks on automated decision-making to assess the creditworthiness of their clients raises important questions about transparency and fairness regarding the outcomes of such assessments. Th e paper offers an analysis of the GDPR, namely Article 22(1), and the criteria for automated decision-making clarified in the Schufa case, particularly in situations that fall outside the scope of the GDPR.pl
    dc.language.isoenpl
    dc.publisherFaculty of Law, University of Białystok; Temida 2pl
    dc.rightsUznanie autorstwa-Użycie niekomercyjne-Bez utworów zależnych 4.0-
    dc.rights.urihttps://creativecommons.org/licenses/by-nc-nd/4.0/-
    dc.subjectAI in bankingpl
    dc.subjectautomated decision-makingpl
    dc.subjectdata protectionpl
    dc.subjectindividual rightspl
    dc.subjectlegal implicationspl
    dc.titleAI in the Banking Sector: Lessons from the Schufa Casepl
    dc.typeArticlepl
    dc.rights.holder© 2025 Luljeta Plakolli-Kasumi published by Sciendo. This work is licensed under the Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 License.pl
    dc.identifier.doi10.15290/bsp.2025.30.03.10-
    dc.description.Emailluljeta.plakolli@uni-pr.edupl
    dc.description.AffiliationUniversity of Prishtina, Kosovopl
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    dc.identifier.eissn2719-9452-
    dc.description.volume30pl
    dc.description.number3pl
    dc.description.firstpage155pl
    dc.description.lastpage165pl
    dc.identifier.citation2Białostockie Studia Prawniczepl
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