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Tytuł: The Impact of Age on Polish Households Financial Behavior – Indebtedness and Over-Indebtedness
Autorzy: Anioła-Mikołajczak, Paulina
Słowa kluczowe: household indebtedness
household over-indebtedness
age
life-cycle hypothesis
Data wydania: 2017
Data dodania: 13-cze-2017
Wydawca: Wydawnictwo Uniwersytetu w Białymstoku
Źródło: Optimum. Studia Ekonomiczne, Nr 1(85) 2017, s. 106-116
Abstrakt: The aim of this paper is to examine how age of the head of household affects the financial behavior of households in terms of indebtedness and over-indebtedness. The over-indebtedness was analyzed from two aspects – margin and debt service ratio indicators. The data from Household Budget Survey in 2011 conducted by Central Statistical Office of Poland was used in the analyses. To achieve the main objective, selected measures of descriptive statistics and contingency tables were used. The research results confirm that in Poland credits were taken mainly by households of young people, which is consistent with assumptions of the life cycle hypothesis. Although these assumptions were not confirmed in the case of a problem with over-indebtedness.
Afiliacja: Faculty of Economics and Social Sciences, Poznan University of Life Sciences
E-mail: aniola@up.poznan.pl
Sponsorzy: The project was financed from the resources of The National Science Centre based on the decision number DEC-2012/05/N/HS4/00227
URI: http://hdl.handle.net/11320/5603
DOI: 10.15290/ose.2017.01.85.08
ISSN: 1506-7637
Typ Dokumentu: Article
Występuje w kolekcji(ach):Optimum. Studia Ekonomiczne, 2017, nr 1(85)

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